Data affairs is the totality of how your data is being conducted across your business: commercially, legally, operationally, and strategically.

Data governance isn't always the sexiest topic in tech, but it's one of the most important. So Lauren and I are really pleased to share that Friday Initiatives has been featured by Entrepreneur UK in its 100 UK Startups to Watch. It's a milestone that means a lot to us. Not because we set out to win awards, but because it validates something we've believed since day one: that data governance, done properly, is one of the most commercially valuable things a business can invest

Smart Data is about to have a moment in the UK — and it could reshape how people buy, switch, compare and access services across whole sectors. In plain English, Smart Data means giving people (and small businesses) a secure, consent-based way to share their data with trusted third parties, so they can get better deals, more personalised products, and less annoying admin. It’s the infrastructure behind things like switching providers in a few clicks, getting smarter mortgage

What happens when a CTO starts with zero legacy code, no red tape, and no 12-month IT queue? If you’re Loïc Berthou, CTO of Qlarifi , the world’s first Buy Now Pay Later credit bureau, you build a real-time data platform from scratch and still find time to debate whether using ChatGPT counts as cheating. In the below interview, Loïc talks us through the realities of building tech without baggage; how his role has shifted from solo coder to strategic operator; why clean infras

With so many AI models available, ChatGPT, Gemini, Perplexity, DeepSeek, and others, choosing the right one isn’t just about features, it’s about risk. The model you select can have significant implications for data privacy, security, regulatory compliance, and intellectual property protection. No matter what you’re using AI for, understanding these risks is essential to making an informed decision. In the below, we look at the privacy and security, intellectual property, acc